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AMM Public Adjusters
We fight for every dollar your policy says you’re owed.

Transparent public adjusting. No hidden fees. No sales pressure. Serving Philadelphia & the tri-state area since 2018.

Licensed in PA, NJ, DE, MD, LA, IL, WI
Anthony Moreiras-Mita
About AMM Public Adjusters

Your advocate, not your salesman.

Anthony Moreiras-Mita started AMM in 2018 because he was tired of the hidden fees, vague answers, and pressure tactics that give this industry a bad name.

He built AMM to do the opposite: explain the process clearly, document the claim properly, and tell people the truth about what their policy may or may not cover.

If you hire AMM, you’ll know how the fee works, what happens next, and where things stand. No guessing. No pressure. No fake promises.

Property damage? We handle the claim so you can focus on recovery.

Every claim type. One goal: get you every dollar your policy owes you.

  • Full damage documentation
  • Clear, honest guidance
  • No hidden fees
  • We handle insurer communication
  • Proof backed negotiation
See Claims
  • fire damage claims

    Fire Damage Claims

    From structure loss to smoke damage and contents. We document everything the insurance company tries to minimize.

  • Water Damage Claims

    Burst pipes, flooding, roof leaks. Water damage is often underestimated by carriers. We ensure nothing gets missed.

  • storm damage and roof claims

    Storm & Roof Damage Claims

    Hail, wind, fallen trees. Storm claims require fast action and thorough documentation to get full coverage.

  • business interuption claims

    Commercial & BI Claims

    Business interruption, commercial property loss, inventory damage. We handle complex commercial claims with the urgency they demand.

AMM Public Adjusters

Philadelphia-based. Licensed in 10 states.

We primarily serve Pennsylvania, New Jersey, and Delaware, with additional licensing in Maryland, Louisiana, Illinois, and Wisconsin. Local focus. Proper credentials. No guesswork.

How it works

What Happens When You Call AMM

No hidden process. No vague promises. We inspect the damage, explain the numbers, handle the back-and-forth with the insurance company, and keep you updated from start to settlement.

Our 5% to 15% contingency fee is agreed up front and comes from the insurance settlement, not your pocket. AMM's docs also say prospects need plain-English explanations of deductibles, depreciation, and Loss of Use, plus a clear communication cadence by phone, email, and text.
Get Your Free Claim Review

  • Free Claim Review

    You call or fill out the form. We listen to what happened, ask the right questions, and tell you honestly whether it makes sense to move forward.

  • Inspection and Policy Review

    Anthony reviews the damage, the policy, and any insurer offer or denial. You get a clear explanation of what is covered, what may be missing, and where the carrier may be lowballing or pushing back.

  • Documentation and Claim Strategy

    We build the claim properly with photos, estimates, supporting documentation, and a clear scope of loss. We also explain key numbers like deductible, depreciation, replacement cost, and Loss of Use in plain English.

  • Negotiation and Carrier Communication

    AMM handles the back-and-forth with the insurance company, submits the supporting claim package, pushes back on low offers or denials, and keeps you updated by phone, email, and text.

  • Settlement and Next Steps

    When the claim reaches resolution, we walk you through the settlement, explain what gets paid now versus later, and let you know if additional supplements or follow-up are needed.

Frequently asked questions

Insurance claims are confusing, especially when you are already dealing with property damage, repairs, and deadlines. These are the questions people usually ask before they decide what to do next.

Speak with a Public Adjuster

A public adjuster works for you, not the insurance company. We review the policy, inspect the damage, document the loss, prepare the claim, and negotiate with the carrier on your behalf.

The earlier, the better. Call before you accept a low offer, agree to an incomplete scope of damage, or throw away items that should be documented as part of the claim.

Use this only if it matches your approved fee language: AMM works on a contingency basis, which means the fee is agreed in advance and paid from the settlement, not out of pocket.

No. Your deductible is set by your insurance policy. Hiring a public adjuster does not increase it, remove it, or replace it.

Yes. We handle the back-and-forth with the carrier, submit supporting documentation, and keep you updated so you are not chasing adjusters, emails, and deadlines on your own.

Take photos, prevent further damage if it is safe to do so, keep any receipts, and do not throw away damaged materials before they are documented.

Every claim is different. Some claims move quickly. Others take longer because of inspections, supplements, or disputes. The goal is not speed at any cost. The goal is a properly documented claim and a fair outcome.

Yes. Many property owners call after a claim has been delayed, underpaid, or denied. We review what has already been submitted, identify gaps in the estimate or documentation, and determine the best next step.

Free claim review. No obligation. No pressure.

Get Started

Tell us about your situation and we'll let you know exactly how we can help — honestly.

  • +1 267-904-0925
  • Philadelphia, PA — Serving PA, NJ, DE & beyond
  • Mon–Fri 8am–6pm • Emergency available

No obligation. We'll review your claim and call you within 24 hours.